二级口译
单选题According to the speaker, as an investor you should do the following EXCEPT ______.A researching financial pages of the Wall Street JournalB keeping an eye on the stock marketC consulting an expert on investmentD searching for as much information as po
题目
researching financial pages of the Wall Street Journal
keeping an eye on the stock market
consulting an expert on investment
searching for as much information as possible about the listed companies
相似问题和答案
第1题：
Text 2We’re moving into another era, as the toxic effects of the bubble and its grave consequences spread through the financial system. Just a couple of years ago investors dreamed of 20 percent returns forever. Now surveys show that they’re down to a “realistic”8 percent to 10 percent range.
But what if the next few years turn out to be below normal expectations? Martin Barners of the Bank Credit Analyst in Montreal expects future stock returns to average just 4 percent to 6 percent. Sound impossible? After a much smaller bubble that burst in the mid-1960s Standard & Poor’s 5000 stock average returned 6.9 percent a year (with dividends reinvested) for the following 17 years. Few investors are prepared for that.
Right now denial seems to be the attitude of choice. That’s typical, says Lori Lucas of Hewitt, the consulting firm. You hate to look at your investments when they’re going down. Hewitt tracks 500,000 401 (k) accounts every day, and finds that savers are keeping their contributions up. But they’re much less inclined to switch their money around. “It’s the slot-machine effect,” Lucas says. “People get more interested in playing when they think they’ve got a hot machine”—and nothing’s hot today. The average investor feels overwhelmed.
Against all common sense, many savers still shut their eyes to the dangers of owning too much company stock. In big companies last year, a surprising 29 percent of employees held at least three quarters of their 402 (k) in their own stock.
Younger employees may have no choice. You often have to wait until you’re 50 or 55 before you can sell any company stock you get as a matching contribution.
But instead of getting out when they can, old participants have been holding, too. One third of the people 60 and up chose company stock for three quarters of their plan, Hewitt reports. Are they inattentive? Loyal to a fault? Sick? It’s as if Lucent, Enron and Xerox never happened.
No investor should give his or her total trust to any particular company’s stock. And while you’re at it, think how you’d be if future stock returns—averaging good years and bad—are as poor as Barnes predicts.
If you ask me, diversified stocks remain good for the long run, with a backup in bonds. But I, too, am figuring on reduced returns. What a shame. Dear bubble, I’ll never forget. It’s the end of a grand affair.
第26题：The investors’ judgment of the present stock returns seems to be _____.
［A］ fanciful
［B］ pessimistic
［C］ groundless
［D］ realistic
第一段提到，投资者几年前的梦想是永远拿到20%的（股票投资）回报。现在调查显示它降到了“现实的”8%至10%的范围。第二段作者先提出疑问：但是如果未来几年里这个值低于正常的期望呢？接着以银行信用分析家Martin Barnes和标准普尔5000指数为例指出，未来股票投资回报率必然是下降的。二段末句作者指出，很少有投资者为此作好了准备。由此可推出，面对股票投资回报下降的趋势，投资者的判断是不够现实的，是幻想的。另外， 第一段的dreamed of、realistic 的引号、以及第二段sound impossible后面的问号也都暗示了这一点。因此［A］项正确。
第2题：
听力原文： It's no secret that throughout history common stock has outperformed most financial instruments. If an investor plans to have an investment for a long period of time, then their portfolio should be comprised mostly of stocks ; however, investors who don't have this kind of time should diversify their portfolios. For this reason, the concept of "asset allocation" was developed. Asset allocation is an investment portfolio technique that aims to balance risk and create diversification by dividing assets among major categories. The underlying principle of asset allocation is that the older a person gets, the less risk he or she should face. After you retire you may have to depend on your savings as your only source of income.
28. Throughout history, what kind of stock has outperformed most financial instruments?
29.What is the purpose of asset allocation?
30.What is the principle underlying the concept of asset allocation?
(28)
A．preferred stock
B．common stock
C．concept stock
D．cynical stock
解析：录音原文一开始就提到It's no secret that throughout history common stock has outperformed most financial instruments，纵观历史，普通股表现优于其他绝大多数金融工具不是秘密。
第3题：
Many people, including some policemen, believe eye contact is a good test of honesty. If someone can't look at you directly in the eye, then he or she is not playing honestly, they insist. After many experiments, however, a number of experts have found out that good liars can make false eye contact.
Eye contact, though not a sure sign of dishonesty, is a clear way to show interest in another person. When a person looks at you and continues to do so, you know his attention is placed on you. When he turns his head away, his mind is probably elsewhere. But there are exceptions. A shy person may have trouble making and keeping eye contact, no matter how interested he is in the other person. And certain nationalities, such as the British and Germans, are much less oriented to eye-to-eye contact than, say, the French and the Arabs.
Eye contact should be natural, not forced or overdone.
Have short periods of eye contact while you watch other parts of the person's face — especially the mouth. When the person smiles, be sure to smile back. But always make an effort to return your gaze to the person's eyes as she speaks. It is common to look up, down, and all around when speaking to others, and not have eye contact at all times.
Too much eye contact, especially if it is forced, can work against you. If you stare at a person, or leer in a suspicious way, the other person may feel uncomfortable and even suspicious about your intent. A fixed stare can seem like aggressive behavior. if it is a challenge as to who will look away first.
(1)Many people believe that eye contact is a sign of ___________.
A、honesty
B、dishonesty
C、attention
D、A and C
(2)According to the passage, which of the following statements is NOT true?
A、Eye contact is a way to show interest in another person.
B、When a person looks at you, his attention is placed on you.
C、When a person fails to make eye contact, he is definitely not interested in you.
D、It is common to look up, down, and all around when speaking to others.
(3)While we watch other person's face, we should have short periods of eye contact with, especially, other people's _____________.
A、eyes
B、nose
C、mouth
D、ears
(4)Which of the following statements is TRUE according to the passage?
A、Eye contact is not a good test of honesty.
B、Some people may have trouble making and keeping eye contact, no matter how interested he is in the other person.
C、If someone can look at you directly in the eye, he or she is playing honestly.
D、A number of experts have found out that no one can make false eye contact.
(5)This passage mainly discusses ________________.
A、how to test one is honest or not by the way of eye contact
B、how to make eye contact
C、how to avoid too much eye contact
D、the function of correct eye contact
第4题：
Which of the following tools is used to view historical information about tasks, database changes, messages, and notifications?（）
- A、Journal
- B、Task Center
- C、Control Center
- D、Activity Monitor
正确答案:A
第5题：
when you do the watch keeping in the engine room ,what should you be careful about ?
第6题：
(c) Describe the examination procedures you should use to verify Cusiter Co’s prospective financial information.
(9 marks)
(c) Examination procedures
■ The arithmetic accuracy of the PFI should be confirmed, i.e. subtotals and totals should be recast and agreed.
■ The actual information for the year to 31 December 2006 that is shown as comparative information should be agreed
to the audited financial statements for that year to ensure consistency.
■ Balances and transaction totals for the quarter to 31 March 2007 should be agreed to general ledger account balances
at that date. The net book value of property, plant and equipment should be agreed to the non-current asset register;
accounts receivable/payable to control accounts and cash at bank to a bank reconciliation statement.
■ Tenders for the new equipment should be inspected to confirm the additional cost included in property, plant and
equipment included in the forecast for the year to 31 December 2008 and that it can be purchased with the funds being
lent by the bank.
■ The reasonableness of all new assumptions should be considered. For example, the expected useful life of the new
equipment, the capacity at which it will be operating, the volume of new product that can be sold, and at what price.
■ The forecast income statement should be reviewed for completeness of costs associated with the expansion. For
example, operating expenses should include salaries of additional equipment operatives or supervisors.
■ The consistency of accounting practices reflected in the forecast with International Financial Reporting Standards (IFRS)
should be considered. For example, the intangible asset might be expected to be less than $10,000 at 31 December
2008 as it should be carried at amortised cost.
■ The cost of property, plant and equipment at 31 December 2008 is $280,000 more than as at 31 December 2007.
Consideration should be given to the adequacy of borrowing $250,000 if the actual investment is $30,000 more.
■ The terms of existing borrowings (both non-current and short-term) should be reviewed to ensure that the forecast takes
full account of existing repayment schedules. For example, to confirm that only $23,000 of term borrowings will become
current by the end of 2007.
Trends should be reviewed and fluctuations explained, for example:
■ Revenue for the first quarter of 2007 is only 22% of revenue for 2006 and so may appear to be understated. However,
revenue may not be understated if sales are seasonal and the first quarter is traditionally ‘quieter’.
■ Forecast revenue for 2007 is 18% up on 2006. However, forecast revenue for 2008 is only 19% up on 2007. As the
growth in 2007 is before the investment in new plant and equipment it does not look as though the new investment
will be contributing significantly to increased growth in the first year.
■ The gross profit % is maintained at around 29% for the three years. However, the earnings before interest and tax (EBIT)
% is forecast to fall by 2% for 2008. Earnings after interest might be worrying to the potential lender as this is forecast
to rise from 12·2% in 2006 to 13·7% in 2007 but then fall to 7·6% in 2008.
The reasonableness of relationships between income statement and balance sheet items should be considered. For example:
■ The average collection period at each of the balance sheet dates presented is 66, 69, 66 and 66 days respectively (e.g.
71/394 × 365 = 66 days). Although it may be realistic to assume that the current average collection period may be
maintained in future it is possible that it could deteriorate if, for example, new customers taken on to launch the new
product are not as credit worthy as the existing customer base.
■ The number of days sales in inventory at each balance sheet date is 66, 88, 66 and 65 days respectively (e.g. 50/278
× 365 = 66 days). The reason for the increase to 88 at the end of the first quarter must be established and
management’s assertion that 66 days will be re-established as the ‘norm’ corroborated.
■ As the $42,000 movement on retained earnings from 2007 to 2008 is the earnings before income tax for 2008 it may
be that there is no tax in 2008 or that tax effects have not been forecast. (However, some deferred tax effect might be
expected if the investment in new plant and equipment is likely to attract accelerated capital allowances.)
第7题：
The investor should be aware of the limitations of the financial statement analysis()the annual report.
A. based on
B. basing on
C. base on
第8题：
Speaker A: Can you tell me the way to the library?
Speaker B: Sure. Turn left at the next crossing.
Speaker A: Is it on King Street?
Speaker B:_________.
A． That's all right
B． Yes. You can't miss it
C． It's obvious
D． Ok. Just do it
说话人A问说话人B：“您能告诉我去图书馆的路吗?”，B回答：“当然。．在下一个十字路口左转”，A于是又问：“图书馆是在国王大街吗?”，选项B(是的，你不会看不见的)符合交际语境。选项A(不用谢)、选项C(很明显)以及选项D(好，只管做吧)都是答非所问。
第9题：
B.writing
C.executing
D.protecting
第10题：
what you should do; as much as
that you need do; whatever
how you should start; the most
as should you do; the longest hours
你现在应该做的是学习怎样操作这套软件，阅读大量的使用说明，尽可能多地学习和操作。what you should do是由what引导的名词性从句，在句中做主语，as much as尽可能地…。