高等学校英语应用能力
填空题Who will benefit from the life insurance upon the death of the insured person?Surviving ____.
题目
填空题
Who will benefit from the life insurance upon the death of the insured person?Surviving ____.
参考答案和解析
正确答案：
family members
解析：
细节题。“当被保险人死亡以后，谁会从中受益？”从文章的倒数第二句“Insurance to provide family protection and financial security to surviving family members upon the death of the insured person”可知，受益人为剩下的家人。此处填写family members。
细节题。“当被保险人死亡以后，谁会从中受益？”从文章的倒数第二句“Insurance to provide family protection and financial security to surviving family members upon the death of the insured person”可知，受益人为剩下的家人。此处填写family members。
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相似问题和答案
第1题：
___ is similar to whole life insurance except that the insured pays premium for only a limited number of years.
A.term life insurance
B.whole life insurance
C.limited payment life insurance
D.endowment life insurance
正确答案：C
第2题：
The Charterers to have the benefit of any return insurance premium receivable by the Owners from the Underwriters by reason of the Vessel being in port for a minimum period of 30 days provided the Vessel be on hire. This indicates that return insurance premium is to be reimbursed by the Owners to __________.
A.Shippers
B.Charterers
C.Consigners
D.Consignees
正确答案：B
第3题：
Doing()means death. Activity means life.
A、everything
B、nothing
参考答案：B
第4题：
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
Which of the following statements is true?
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
Which of the following statements is true?
A.Premium is a small amount of money you pay for your losses.
B.If an individual didn't have a loss, premium was not wasted, because he didn't need to worry about unpredictable events.
C.An insurance agent holds premiums paid by the thousands.
D.The premium will be refund if an individual does not have a lose.
B.If an individual didn't have a loss, premium was not wasted, because he didn't need to worry about unpredictable events.
C.An insurance agent holds premiums paid by the thousands.
D.The premium will be refund if an individual does not have a lose.
答案：B
解析：
细节题。根据第二段倒数第二句“An individual who does not have a loss loses the premium money but purchases what insurance underwriters call‘peace of mind’．”可知．人们购买保险就是为了获得心灵平静，不用对未来不可预测的事情担心。B项说法正确。A项错在“for your losses”；C项应是insurance company或underwriter持有投保者的保险费，而不是insurance agent；D项如果投保者没有损失，保险费也是不退还的。
第5题：
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
According to the passage, insurance company will protect individuals from the losses EXCEPT
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
According to the passage, insurance company will protect individuals from the losses EXCEPT
A.property
B.fires
C.accidents
D.getting old
B.fires
C.accidents
D.getting old
答案：D
解析：
细节题。根据第一段第一句“Insurance(保险)may be considered a game of risk in which individuals and businesses protect themselves，their families，and their property from possible losses resulting from unpredictable events such as storms，fires，accidents and illnesses．”可知A、B、C三项都包含在内，只有D项没有提到，故选D。
第6题：
Those who had to work long hours to keep from starving to death looked upon it as forced labor.()
此题为判断题(对，错)。
参考答案：正确
第7题：
Which of the following is correct in its use of punctuation标点?
A. The teacher asked, “Who said, Give me liberty or give me death”
B. The teacher asked, “Who said, Give me liberty or give me death”
C. The teacher asked, “Who said Give me liberty or give me death”
D. The teacher asked, “Who said Give me liberty or give me death”
B. The teacher asked, “Who said, Give me liberty or give me death”
C. The teacher asked, “Who said Give me liberty or give me death”
D. The teacher asked, “Who said Give me liberty or give me death”
答案：D
解析：
考查标点的用法。Who said后面是一句话，不用逗号隔开，排除A和B。引用语用双引号标出，如果引用语中又有引用语则用单引号。C和D区别在问号的位置，如果引语为疑问句的话问号要放双引号内，所以正确答案为D。
第8题：
As a widely-adopted speech making device, the elevator pitch may benefit a variety of people EXCEPT ________.
A.politicians
B.insurance agents
C.project managers
D.doctors
参考答案：D
第9题：
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
Which of the following statements is NOT TRUE?
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
Which of the following statements is NOT TRUE?
A.The first rule of the game in insurance business was devised hundreds of years ago.
B.There are many agents who sell insurance policies and collect premiums on behalf of underwriters.
C.An individual who pays premium for a policy is insured by an insurance company.
D.An individual pays premium directly to an insurance company.
B.There are many agents who sell insurance policies and collect premiums on behalf of underwriters.
C.An individual who pays premium for a policy is insured by an insurance company.
D.An individual pays premium directly to an insurance company.
答案：D
解析：
细节题。根据第二段中“an individual pays a small amount of money called a premium(保险费)to an agent who acts on behalf of an insurance company，or underwriter”可知，个人把保险费付给保险代理人而非直接付给保险公司。D项说法不正确。
第10题：
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
The money the insurance used to pay for an individual′ s loss comes from ___________.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
The money the insurance used to pay for an individual′ s loss comes from ___________.
A.the premium paid by the person previously
B.the insurance company's investment
C.the premiums paid by other persons
D.all of the above
B.the insurance company's investment
C.the premiums paid by other persons
D.all of the above
答案：D
解析：
细节题。根据第二段中“The funds will come from the individual’s premium，the premium paid by others who did not have losses，and money from the company’s investment of all the premiums．”可知，A、B、C三项内容都包含在内。故选D。