国际内部审计师(CIA考试)
Although banking transaction load is ever heavier, ______.A．there is less money among the peopleB．more funds are managed in commercial banksC．money management shows higher efficiencyD．there is a gradual decline of funds in gross national product
题目
Although banking transaction load is ever heavier, ______.
A．there is less money among the people
B．more funds are managed in commercial banks
C．money management shows higher efficiency
D．there is a gradual decline of funds in gross national product
相似问题和答案
第1题：
A.makes for
B.makes up for
C.accounts for
D.stands for
第2题：
The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.
A．Right
B．Wrong
C．Doesn't say
解析：从段落中的第一句后半部分...and recovers funds, hopefully in excess of the amount可以推出。in excess of超过，a parallel with与…相同。
第3题：
Which of the following is referred to as sunk cost:
A . management reserve
B . contingency fund
C . cost budgeted for construction under water
D . expended funds over which there is no further control
E . forecasted budget over-runs
第4题：
听力原文：Although the said company is a sun-rising firm, its accounting management should be improved before the loan is extended to it.
(9)
A．The company is a sun-rising firm so it is worthwhile to extend the loan.
B．The company has some accounting problems, some improvement is needed.
C．The company is short of funds because it is sun-rising.
D．The company has some accounting problems because it is sun-rising.
解析：单句意思为“尽管我们谈及的企业是成长性企业，但是在我们贷款给对方之前，它应该要完善它的财务会计管理。”
第5题：
听力原文：Commercial banks are mainly to provide short-term loans for the capital market with the acquired deposits and the funds from other channels.
(2)
A．Commercial banks mainly provide short-term loans for the capital market.
B．The capital market mainly depends on the acquired deposits and the funds from other channels.
C．Short-term loans are mainly from the acquired deposits and the funds from other channels.
D．Commercial banks mainly depend on the capital market for deposits and the funds.
解析：单句意思为“商业银行主要是利用其所拥有的存款及通过其他渠道获得的资金来源为资本市场提供短期贷款。”
第6题：
Which of the following statements about a money market is NOT true according to this passage?
A．Money market does not exist in planned economies.
B．Money market has been established in some socialist countries.
C．Money market encourages open competition among bulk suppliers of funds.
D．Money market relies upon market processes to distribute funds to final users.
解析：根据第二段第一句我们可以知道，货币市场也存在于计划经济中，所以A项的表述是错误的。
第7题：
What will happen if a draft is stamped "accepted" by a bank?
A．The bank will sell it as soon as possible to the buyer.
B．The draft will become money market funds.
C．Dealers will buy it in the domestic market.
D．The draft becomes a banker's acceptance and will be sold in the money market.
解析：最后一句指出Alternatively, the bank can stamp the draft "accepted" with the appropriate signature,...sell it in the secondary market, 意思是作为一种选择，由银行承兑的汇票可以在二级市场上流通(这是因为银行信誉度高的缘故)。
第8题：
According to Hocking, the global economic crisis might make the youngsters
.
A. wiser in money management
B. have access to better equipment
C. confident about their future careers
D. get jobs in Child Trust Funds
第9题：
In the UK commercial banks often raise funds by issuing bonds and stocks.
A．Right
B．Wrong
C．Doesn't say
解析：文中最后一句仅说The main market place for lending and borrowing medium and long-term capital in the UK is the Stock Exchange in London.，并没有提及英国商业银行常常通过发行股票和债券进行融资(raise funds)。
第10题：
What do large banks allow individual banks to do?
A．To sell credit cards to consumers.
B．To join their credit card network.
C．To provide other banking services.
D．To specialize in federal funds.
解析：文章第一段提到Large banks may sell...join their credit card network. 大银行向消费者提供消费信用卡服务，并要求单个银行加入到信用卡网络中来。