If American people borrow money from the bank for 25 years，this means that the person who borrows__________．A.has twenty-five years to pay back the money B.has more than twenty-five years to pay back the money C.has less twenty-five years to pay back the

听力原文：When the Fed wishes to encourage business activity, it may lower the discount rate to boost borrowing.

(5)

A．People are discouraged to do business with a lower discount rate.

B．People are encouraged to borrow more money if the discount rate is lowered.

C．People are encouraged to borrow more money if the discount rate is raised.

D．People are discouraged to borrow less money with a lower discount rate.

American students learn business skills in school. Here is a story about some American students who learnt business skills by operating their own banks. In December 1987, the Twiglet Bank was opened at an Elementary School in Miami, Florida. It is a real bank that accepts money for savings and makes loans, and it is operated by students between 10 and 12 years old.The bank is open for one hour two days a week. Students can put their money into the bank and withdraw it as they wish. Officials from a local bank helped the students start the bank. They trained twenty-three of them to do all the different kinds of bank jobs, from counting money to guarding the bank. The students needed money to start the bank. They raised more than $ 2,000 by selling 50-dollar shares in the bank to parents, teachers, the local bank workers, and customers. Organizing and operating the bank has taught the children a lot about the banking business. They have learned about raising and investing money and how to use computers and other banking equipment. They have also learned how to ask for a job and to be responsible for their jobs.

1. Who helped these children start a bank()

A. Parents

B. Teachers

C. Bank staff

2. How did children raise money for their bank()

A. Their schools provided financial support for them.

B. They sold shares to their parents, teachers, local bank workers and customers.

C. They found an organization to donate a set of fund.

3. Who is currently operating Twiglet Bank()

A. Teenagers

B. Community

C. Government

4. Which is not TRUE for the benefits of children from operating their own banks()

A. They learned how to use computers and banking equipment.

B. They learned how to find a job and do it well.

C. They learned how to produce the money.

5. What is the best title for this passage()

A. A Bank of Miami

B. A Students’ Bank

C. The Operation of American Banks

Bob is not a person ______you can borrow any money though he is rich.

A. who

B. whom

C. from whom

D. from who

听力原文：The bank has special obligation to depositors, because it makes profits from their money as well as its own.

(4)

A．The bank makes profits only from its own money.

B．The bank makes profits from not only the deposits but also its own money.

C．The bank has special obligation to make profits.

D．The bank makes profits by having special obligations to depositors.

What will happen if there is one commercial bank and no thrifts in a small town?

A．The residents will deposit their money with the bank.

B．The local bank will provide business loans to the commercial bank.

C．Some large banks will transport money by check to the bank.

D．People in the area will not deposit money with the bank.

The sentence" We have people. . . down the road" ( Line 4, Paragraph 2)probably means

[ A] we have people calling us for parking space two years ahead of time.

[ B] people called us for permission to use the places two years ago.

[ C] we received calls from people down the road two years ago.

[D] people called us for school vacancies two years in advance.