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[金融英语考试密押资料]现代金融业务(综合)模拟4
Section BDirections:
Beneath each of the following sentences, there are four choices marked［A］,［B］,［C］and［D］. Choose the one that best completes the sentence. Mark your answer on ANSWER SHEET 1 by blackening the corresponding letter in the brackets with a pencil. (10 points)
第11题：He is too young to be able to _______ between right and wrong.
A discard B discern C disperse D disregard
Directions: There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the answer sheet.
6. ______ the look on his face, he wasn't satisfied with their performance.
A. To judge by
B. Judging by
C. Judge by
D. To be judged by
Section A
Directions: In this section, you will hear 8 short conversations and 2 long conversations. At the end of each conversation, one or more questions will be asked about what was said. Both the conversation and the questions will be spoken only once. After each question there will be a pause. During the pause, you must read the four choices marked A, B, C and D, and decide which is the best answer.
听力原文：M: Let me clean your windshield and check your water and you will be all set. They look so dirty and it's dangerous for you to drive the car.
W: Oh, thank you. How much of them?
Q: Where does this conversation take place?
(12)
A．At a hamburger shop.
B．At a parking lot.
C．At a laundry.
D．At a gas station.
解析：场景推断题。对话中男士说清理一下挡风玻璃和检查一下水箱就一切妥当了，对话中关键词windshield和water表明这段对话可能发生在加油站。故答案为D。
Directions: There are five reading passages in this part. Each passage is followed by five questions. For each question there are four suggested answers marked A, B, C and D. Choose the best answer and blackening the corresponding letter on the answer sheet.
Passage One
Artificial flowers are used for scientific as well as for decorative purposes. They are made from a variety of materials, such as wax and glass, so skillfully that they can scarcely be distinguished from natural flowers. In making such models, painstaking skill and artistry are called for, as well as thorough knowledge of plant structure. The collection of glass flowers in the Botanical Museum of Harvard University is the most famous in North America and is widely known throughout the scientific world. In all, there are several thousand models in colored glass, the work of two artists-naturalists, Leopold Blaschka and his son Rudolph.
The intention was to have the collection represent at least one member of each flower family native to the United States. Although it was never completed, it contains more than seven hundred species representing 164 families of flowering plants, a group of fruits showing the effect of fungus diseases, and thousands of flower parts and magnified details. Every detail of these is accurately reproduced in color and structure. The models ate kept in locked cases, as they are too valuable and fragile for classroom use.
31. Which of the following is the best title for the passage?
A. An Extensive Collection of Glass Flowers.
B. The Live Leopold and Rudolph Blaschka.
C. Flowers Native to the United States.
D. Materials Used for Artificial Flowers.
31．答案为A。根据文章中心大意，第一段第一句和第四句，Artificial flowers are used for scientific as well as for decorative purposes。The collection of glass flowers in the Botanical Museum of Harvard University is the most famous in North America and is widely known throughout the scientific world。作出该项选择。
Directions: In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
1. A water B porter C daughter D laughter
金融英语考试密押资料现代金融业务(综合)模拟4金融英语考试密押资料现代金融业务(综合)模拟4现代金融业务(综合)模拟4Part One ListeningSection One Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.If the time period of the loan is one year, the simple interest and compound interest are the same.B.If the time period of the loan is the same, the simple interest and compound interest are the same.C.When the full principal plus interest is paid together, compound interest and simple interest are of the same dollar amount.D.When the full principal plus interest is paid together, compound interest and simple interest are not of the same dollar amount.答案:A解析For one full year when the full principal plus interest is paid together, compound interest and simple interest yield the same dollar amount.单句意思为“当本金和利息整整一年才一起支付时，复利计息和单利计息的数额一样”。2.A.Commercial banks mainly provide short-term loans for the capital market.B.The capital market mainly depends on the acquired deposits and the funds from other channels.C.Short-term loans are mainly from the acquired deposits and the funds from other channels.D.Commercial banks mainly depend on the capital market for deposits and the funds.答案:A解析Commercial banks are mainly to provide short-term loans for the capital market with the acquired deposits and the funds from other channels.单句意思为“商业银行主要是利用其所拥有的存款及通过其他渠道获得的资金来源为资本市场提供短期贷款。”3.A.Back-to-back credit.B.Reciprocal credit.C.Documentary credit.D.Stand-by credit.答案:D解析What is it called if a letter of credit is issued for guarantee of performance rather than payment?单句问的是“为了确保履行协议而非真正付款的信用证称为什么信用证?”，答案应为stand-by credit，即备用信用证。back-to-back credit背对背信用证。reciprocal credit互惠信用证。documentary credit跟单信用证。4.A.The bank makes profits only from its own money.B.The bank makes profits from not only the deposits but also its own money.C.The bank has special obligation to make profits.D.The bank makes profits by having special obligations to depositors.答案:B解析The bank has special obligation to depositors, because it makes profits from their money as well as its own.单句意思为“银行对于存款人担有特殊的义务，因为它的收益部分来自存款，部分来自自身的资本金。”5.A.Depositors are usually full of confidence, but not the creditors.B.Banks should maintain the confidence of depositors and creditors.C.The nature of banks business particularly damages their reputation.D.Maintaining the confidence of depositors, creditors and the general marketplace particularly damages banks reputation.答案:B解析Reputation risk is particularly damaging for banks since the nature of their business requires maintaining the confidence of depositors, creditors and the general marketplace.单句意思为“由于银行自身的经营特点，银行需要存款人、债权人和一般市场对银行维持信任。如果遭遇信誉风险，银行将受到毁灭性的打击。” (如需获取本MP3听力录音请搜索标题名) 6.A.If both the drawer and drawee of an instrument are the same person, the instrument may be treated as a promissory note.B.In any case, the holder can treat the instrument as a bill of exchange or a promissory note.C.If both the drawer and drawee of an instrument are the same person, the instrument can only he treated as a promissory note.D.When the drawer and drawee of a bill are the same person, the holder may treat the instrument neither as a bill of exchange nor as a promissory note.答案:A解析When the drawer and drawee of a bill are the same person, the holder may treat the instrument either as a bill of exchange or as a promissory note.单句意思为“当出票人和付款人是同一人时，持票人可把此票当成汇票。”7.A.The payees signature can make the endorsement valid.B.The drawers duly authorized agent can make the endorsement valid.C.The payers signature can make the endorsement valid.D.The drawees duly authorized agent can make the endorsement valid.答案:A解析The signature of the payee or of his duly authorized agent is essential to the validity of an endorsement.单句意思为“收款人或是收款人委托的代理行的签名能证实背书的有效性。”8.A.You have to deposit your money once a month.B.You can use your money at any time you need it.C.Your money is immediately run out.D.Your money can immediately make more money.答案:B解析With a current account, your money is immediately available.单句意思为“开立一个活期账户，你可以随时取钱。”9.A.The credit card can be used at any shop without paying cash.B.The credit card can he used at any appointed shop together with cash.C.The credit card can be used at any appointed shop without paying cash.D.The credit card can be used to withdraw any amount of cash.答案:C解析The holder of credit card can buy goods against the card at any shop that has joined the scheme without cash.单句意思为“此信用证的持有者可以在任何一家加盟的商店用此卡购物而无需用现金。”10.A.Our company prefers an L/C t
In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
3. A structure B mixture C gesture D mature
There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the Answer sheet.
6. ----Bradford graduated from college with honors at a very young age.
----He _____ have been an outstanding student.
A must B could C should D might
Ⅰ. Phonetics (5 points)
Directions: In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
1. A. meat
B. leap
C. ahead
D. speak
Ⅱ. Vocabulary and Structure (15 points)
Directions, There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the answer sheet.
6. I know the difference between these two words. So ______ they.
A. know
B. will
C. do
D. does
6．答案为C 我知道这两个词的区别，他们也知道。so表示“也...”，句型为so+助动词+主语，根据前一句的谓语动词，得知应选C。
Ⅳ. Reading Comprehension (75 points)
Directions: There are five reading passages in this part. Each passage is followed by five questions. For each question there are four suggested answers marked A, B, C and D. Choose the best answer and blacken the corresponding letter on the answer sheet.
Passage One
Early in November 1965, New York was blacked out by an electricity failure (停电). The Mayor promised that it would not happen again. Pessimists (悲观主义者) were certain that it would happen again within five years. In July 1977, there was a repeat performance which produced a serious disorder throughout the city. At that time the city was in one of its worst heat waves.
In 1965, there was little crime during the darkness, and fewer than a hundred people were arrested. In 1977, hundreds of stores were broken into and looted (劫掠). Nearly 4,000 people were arrested but far more disappeared into the darkness of the night. The number of policeman available was far from enough and some looters even carry guns.
Hospitals had to treat hundreds of people cut by glass from shop windows. Banks and most business remained closed the next day. The blackout started at 9:30 P.M., when lightning hit and knocked out supply cables. Many stores were thus caught by surprise. For twenty-four hours, New York realized how helpless it was without electricity.
31. According to the first paragraph, who were right: the authorities or the pessimists?
A. The authorities.
B. The pessimists.
C. Both.
D. Neither.
31．答案为D 从第一段可知1965年大停电后政府和悲观主义者的预测都不正确。