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[金融英语考试密押资料]现代金融业务(综合)模拟5
Section BDirections:
Beneath each of the following sentences, there are four choices marked［A］,［B］,［C］and［D］. Choose the one that best completes the sentence. Mark your answer on ANSWER SHEET 1 by blackening the corresponding letter in the brackets with a pencil. (10 points)
第11题：He is too young to be able to _______ between right and wrong.
A discard B discern C disperse D disregard
Directions: There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the answer sheet.
6. ______ the look on his face, he wasn't satisfied with their performance.
A. To judge by
B. Judging by
C. Judge by
D. To be judged by
Section A
Directions: In this section, you will hear 8 short conversations and 2 long conversations. At the end of each conversation, one or more questions will be asked about what was said. Both the conversation and the questions will be spoken only once. After each question there will be a pause. During the pause, you must read the four choices marked A, B, C and D, and decide which is the best answer.
听力原文：M: Let me clean your windshield and check your water and you will be all set. They look so dirty and it's dangerous for you to drive the car.
W: Oh, thank you. How much of them?
Q: Where does this conversation take place?
(12)
A．At a hamburger shop.
B．At a parking lot.
C．At a laundry.
D．At a gas station.
解析：场景推断题。对话中男士说清理一下挡风玻璃和检查一下水箱就一切妥当了，对话中关键词windshield和water表明这段对话可能发生在加油站。故答案为D。
Directions: There are five reading passages in this part. Each passage is followed by five questions. For each question there are four suggested answers marked A, B, C and D. Choose the best answer and blackening the corresponding letter on the answer sheet.
Passage One
Artificial flowers are used for scientific as well as for decorative purposes. They are made from a variety of materials, such as wax and glass, so skillfully that they can scarcely be distinguished from natural flowers. In making such models, painstaking skill and artistry are called for, as well as thorough knowledge of plant structure. The collection of glass flowers in the Botanical Museum of Harvard University is the most famous in North America and is widely known throughout the scientific world. In all, there are several thousand models in colored glass, the work of two artists-naturalists, Leopold Blaschka and his son Rudolph.
The intention was to have the collection represent at least one member of each flower family native to the United States. Although it was never completed, it contains more than seven hundred species representing 164 families of flowering plants, a group of fruits showing the effect of fungus diseases, and thousands of flower parts and magnified details. Every detail of these is accurately reproduced in color and structure. The models ate kept in locked cases, as they are too valuable and fragile for classroom use.
31. Which of the following is the best title for the passage?
A. An Extensive Collection of Glass Flowers.
B. The Live Leopold and Rudolph Blaschka.
C. Flowers Native to the United States.
D. Materials Used for Artificial Flowers.
31．答案为A。根据文章中心大意，第一段第一句和第四句，Artificial flowers are used for scientific as well as for decorative purposes。The collection of glass flowers in the Botanical Museum of Harvard University is the most famous in North America and is widely known throughout the scientific world。作出该项选择。
Directions: In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
1. A water B porter C daughter D laughter
金融英语考试密押资料现代金融业务(综合)模拟5金融英语考试密押资料现代金融业务(综合)模拟5现代金融业务(综合)模拟5Part One ListeningSection One Directions: In this section ,you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause ,you must read the four suggested answers marked A,B,C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.Current accounts are greatly different from sight deposits.B.Current accounts can be withdrawn through dispensers.C.Current accounts can not be withdrawn through cheque.D.Sight deposits can not be withdrawn through cheque.答案:B解析Sight deposits can be withdrawn through cash dispensers or by cheque and are often called current accounts.单句意思为“活期存款可以通过自动柜员机或支票取款，且经常被称为活期账户”，只有B项意思正确。2.A.The cardholder has to pay the bill in full within a grace period without interest.B.The cardholder can choose to pay the bill in full within a grace period without interest.C.The cardholder can choose to pay the bill in full and interest within a grace period.D.The cardholder has to pay the bill in full and interest within a grace period.答案:B解析The cardholder has the option of paying the bill in full within a grace period without interest.单句意思为“持卡人可以选择在宽限期内将贷款全额还上，这样就不用交利息。”3.A.You need to pay ten dollars to open a new account.B.You can open a new account to get ten dollars.C.Bank will charge you ten dollars for your new account.D.You can open a new account by depositing ten dollars.答案:D解析Ten dollars of initial deposit is needed for opening a new account.单句意思为“开立新的帐户时需十美元作为首笔存款。”4.A.Banks with global operations are also referred to as national corporations.B.Both the banks and non-financial corporations have the same desire to make profit.C.Managers of non-financial corporations have no profit motives.D.Non-financial corporations are multinational and operate globally.答案:B解析Banks that operate globally are multinational corporations and their management has the same profit motives that managers of non-financial corporations have.单句意思为“全球性经营的银行为跨国公司，其管理层和其他非金融机构的管理者一样具有相同的盈利动机”。5.A.tinder straight L/C, the paying bank has recourse to the beneficiary.B.Under negotiation L/C, the negotiating bank has no recourse to the beneficiary.C.Under straight L/C, the paying has to recourse to the beneficiary.D.Under negotiation L/C, the negotiating bank has recourse to the beneficiary.答案:D解析The difference between the straight documentary credit and negotiation documentary credit lies in that the latter is with recourse to the beneficiary but the formal without.单句意思为“直接跟单信用证和议付跟单信用证的区别在于后者对受益人有追索权而前者没有。” (如需获取本MP3听力录音请搜索标题名) 6.A.The collecting banker is the banker on whom the cheque is drawn.B.The paying banker is the banker on whom the cheque is drawn.C.The drawer banker is the banker on whom the cheque is drawn.D.The presenting banker is the banker on whom the cheque is drawn.答案:B解析The banker on whom the cheque is drawn is called the drawee banker or the paying banker.支票应是开给付款银行的，collecting banker托收行。presenting banker。提示行。7.A.To benefit, all the documents are to be combined with the credit.B.All the documents are to be made by the beneficiary for the credit.C.All the documents are to be made in conformity with the terms and conditions of the credit.D.The beneficiary will make the documents combined with the terms and conditions of the credit.答案:C解析The beneficiary have to make all the documents complied with the terms and conditions of the credit.单句意思为“受益人必须制定与信用证的条款相符合的单据。”8.A.Bank will reject the crossed check.B.It is not advisable to hold a crossed check.C.You can only have a crossed check paid to your account.D.A crossed check is not a good check, not illegal though.答案:C解析A crossed cheek can not be encashed but can be paid into account.单句意思为“划线支票不能兑换现金，但是能存入账户。”9.A.The application form should only be signed by the customer.B.The application form could be signed by a customer or by his authorized agent.C.The application form should be signed by the bank.D.The application form should only be signed by his authorized agent.答案:B解析The application form should be signed by the customer or by those persons who have been duly authorized to act on his behalf.单句意思为“申请表格可以由客户本人签字或是由客户授权人代其签字。”10.A.The issuing bank of an L/C is a bank in the exporters country.B.The issuing bank establishes an L/C in favor of the exporter.C.The issuing bank of an L/C is a bank in the importers country.D.The bank that opens the letter of credit on behalf of the importer is the advising bank.答案:C解析The issuing bank of an L/C is the bank located in the importers country that opens the letter of credit on behalf of the importer.单句意思为“信用证的开证行位于进口商境内，开证行代表进口商开立信用证。”S
In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
3. A structure B mixture C gesture D mature
There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the Answer sheet.
6. ----Bradford graduated from college with honors at a very young age.
----He _____ have been an outstanding student.
A must B could C should D might
Ⅰ. Phonetics (5 points)
Directions: In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
1. A. meat
B. leap
C. ahead
D. speak
Ⅱ. Vocabulary and Structure (15 points)
Directions, There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the answer sheet.
6. I know the difference between these two words. So ______ they.
A. know
B. will
C. do
D. does
6．答案为C 我知道这两个词的区别，他们也知道。so表示“也...”，句型为so+助动词+主语，根据前一句的谓语动词，得知应选C。
Ⅳ. Reading Comprehension (75 points)
Directions: There are five reading passages in this part. Each passage is followed by five questions. For each question there are four suggested answers marked A, B, C and D. Choose the best answer and blacken the corresponding letter on the answer sheet.
Passage One
Early in November 1965, New York was blacked out by an electricity failure (停电). The Mayor promised that it would not happen again. Pessimists (悲观主义者) were certain that it would happen again within five years. In July 1977, there was a repeat performance which produced a serious disorder throughout the city. At that time the city was in one of its worst heat waves.
In 1965, there was little crime during the darkness, and fewer than a hundred people were arrested. In 1977, hundreds of stores were broken into and looted (劫掠). Nearly 4,000 people were arrested but far more disappeared into the darkness of the night. The number of policeman available was far from enough and some looters even carry guns.
Hospitals had to treat hundreds of people cut by glass from shop windows. Banks and most business remained closed the next day. The blackout started at 9:30 P.M., when lightning hit and knocked out supply cables. Many stores were thus caught by surprise. For twenty-four hours, New York realized how helpless it was without electricity.
31. According to the first paragraph, who were right: the authorities or the pessimists?
A. The authorities.
B. The pessimists.
C. Both.
D. Neither.
31．答案为D 从第一段可知1965年大停电后政府和悲观主义者的预测都不正确。
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