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[金融英语考试密押资料]现代金融业务(综合)模拟2
Section BDirections:
Beneath each of the following sentences, there are four choices marked［A］,［B］,［C］and［D］. Choose the one that best completes the sentence. Mark your answer on ANSWER SHEET 1 by blackening the corresponding letter in the brackets with a pencil. (10 points)
第11题：He is too young to be able to _______ between right and wrong.
A discard B discern C disperse D disregard
Directions: There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the answer sheet.
6. ______ the look on his face, he wasn't satisfied with their performance.
A. To judge by
B. Judging by
C. Judge by
D. To be judged by
Section A
Directions: In this section, you will hear 8 short conversations and 2 long conversations. At the end of each conversation, one or more questions will be asked about what was said. Both the conversation and the questions will be spoken only once. After each question there will be a pause. During the pause, you must read the four choices marked A, B, C and D, and decide which is the best answer.
听力原文：M: Let me clean your windshield and check your water and you will be all set. They look so dirty and it's dangerous for you to drive the car.
W: Oh, thank you. How much of them?
Q: Where does this conversation take place?
(12)
A．At a hamburger shop.
B．At a parking lot.
C．At a laundry.
D．At a gas station.
解析：场景推断题。对话中男士说清理一下挡风玻璃和检查一下水箱就一切妥当了，对话中关键词windshield和water表明这段对话可能发生在加油站。故答案为D。
Directions: There are five reading passages in this part. Each passage is followed by five questions. For each question there are four suggested answers marked A, B, C and D. Choose the best answer and blackening the corresponding letter on the answer sheet.
Passage One
Artificial flowers are used for scientific as well as for decorative purposes. They are made from a variety of materials, such as wax and glass, so skillfully that they can scarcely be distinguished from natural flowers. In making such models, painstaking skill and artistry are called for, as well as thorough knowledge of plant structure. The collection of glass flowers in the Botanical Museum of Harvard University is the most famous in North America and is widely known throughout the scientific world. In all, there are several thousand models in colored glass, the work of two artists-naturalists, Leopold Blaschka and his son Rudolph.
The intention was to have the collection represent at least one member of each flower family native to the United States. Although it was never completed, it contains more than seven hundred species representing 164 families of flowering plants, a group of fruits showing the effect of fungus diseases, and thousands of flower parts and magnified details. Every detail of these is accurately reproduced in color and structure. The models ate kept in locked cases, as they are too valuable and fragile for classroom use.
31. Which of the following is the best title for the passage?
A. An Extensive Collection of Glass Flowers.
B. The Live Leopold and Rudolph Blaschka.
C. Flowers Native to the United States.
D. Materials Used for Artificial Flowers.
31．答案为A。根据文章中心大意，第一段第一句和第四句，Artificial flowers are used for scientific as well as for decorative purposes。The collection of glass flowers in the Botanical Museum of Harvard University is the most famous in North America and is widely known throughout the scientific world。作出该项选择。
Directions: In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
1. A water B porter C daughter D laughter
金融英语考试密押资料现代金融业务(综合)模拟2金融英语考试密押资料现代金融业务(综合)模拟2现代金融业务(综合)模拟2Part One ListeningSection One Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center. (如需获取本MP3听力录音请搜索标题名) 1.A.Lending covenants now are often made at compound interest.B.Lending transactions now are often made at compound interest.C.Lending decisions now are often made at compound interest.D.Lending proposals now are often made at compound interest.答案:B解析More common for lending transactions today is compound interest.录音指“现今复利对于贷款交易更加常见”。lending transactions贷款交易。lending covenants贷款保证契约。lending decisions贷款决策。lending proposals贷款申请。2.A.Assuming inappropriately large financial risk can cause investors to lose sleep.B.Financial risk will not cause investors to lose sleep.C.Seeking to maximize profits appropriately can cause investors to lose sleep.D.No matter how much they earn, the investors will lose sleep.答案:A解析Seeking to maximize profits by assuming inappropriately large financial risk can cause investors to lose sleep.录音单句的意思为“通过承担相当大的不合适的金融风险来寻求最大的利润会使投资者失眠。”3.A.We are the credit card holders.B.We are the bank who can encash the card.C.We are the credit card company.D.We stopped your card losing.答案:C解析If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.单句的意思为“如果您丢失了这张卡，您得尽快通知我们，我们将让别人无法使用您的卡。”可见说话者应为信用卡公司。4.A.A bank or insurance company issues an advance payment bond.B.A bank or insurance company issues a tender bond.C.A bank or insurance company issues a maintenance bond.D.A bank or insurance company issues a performance bond.答案:D解析A bank or insurance company issues a document to guarantee that exporter will supply the goods or services as the required standard.单句的意思为“银行和保险公司发行单据以保证出口商按照规定的标准提供货物和服务。”performance bond履约保函。advance payment bond预付款保函。tender bond投标保证金。maintenance bond保修协议。5.A.There is a higher rate of interest on deposit account.B.There is a higher rate of interest on savings account.C.The rate of interest on deposit accounts is always much higher than that on savings accounts.D.The rate of interest on deposit accounts is usually much lower than that on savings accounts.答案:A解析The rate of interest on savings accounts is usually a little lower than that on deposit accounts.单句意思为“储蓄账户利率通常比定期存款利率低”。 (如需获取本MP3听力录音请搜索标题名) 6.A.The financial reporting is to provide information for the investors and lenders only.B.The main aim of financial reporting is to offer information useful for decision-making.C.Investment and lending decisions can be made from the financial reporting.D.Investment and lending decisions can not be made from the financial reporting.答案:B解析The primary objective of financial reporting is to provide information useful for making investment and lending decisions.录音单句意思为“财务报告的主要目标是为投资者和贷款者做决定提供有用信息”。7.A.The banks foreign exchange department has to record the positions in the various currencies.B.The hanks foreign exchange department has to record the positions in the various currencies.C.The banks foreign branches department has to record the various foreign currency liabilities.D.The banks foreign branches department has to record the positions in the various currencies.答案:A解析The banks foreign exchange department has to keep constant track of the positions in the various currencies.单句意思为“银行外汇部必须随时监测各种货币的头寸”。8.A.The tax return is not shown in the income.B.The income is not accurate in taxation.C.The tax should be returned according to the income.D.The tax return is not in accordance with the income that should be taxed.答案:D解析The tax return does not show accrued income.单句意思为“纳税申报单不能反映应计收入”，D项意思与之接近。9.A.From an early date the banker have charged a commission for their services.B.From an early date the banker has an obligation to serve the customers.C.From an early date the customers have charged a commission.D.From an early date the customer has an obligation to serve the banker.答案:A解析From an early date bankers have made a charge for the services which they provide for their customers.单句意思为“银行在一开始就会向其提供服务的客户收取费用”。make a charge和charge a commission都是“收费”的意思。10.A.Banks may guarantee the buyer or the seller in documentary collection.B.Banks act as agents without responsibility of guarantee on either side.C.Banks offer bank guarantee to both the buyer and the seller in documentary collection.D.Banks are only responsible for the buyer in documentary collection.答案:B解析Although banks are involved in documentary collection, they offer no ba
In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
3. A structure B mixture C gesture D mature
There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the Answer sheet.
6. ----Bradford graduated from college with honors at a very young age.
----He _____ have been an outstanding student.
A must B could C should D might
Ⅰ. Phonetics (5 points)
Directions: In each of the following groups of words, there are four underlined letters or letter combinations marked A, B, C and D. Compare the underlined parts and identify the one that is different from the others in pronunciation. Mark your answer by blackening the corresponding letter on the Answer Sheet.
1. A. meat
B. leap
C. ahead
D. speak
Ⅱ. Vocabulary and Structure (15 points)
Directions, There are 15 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose one answer that best completes the sentence and blacken the corresponding letter on the answer sheet.
6. I know the difference between these two words. So ______ they.
A. know
B. will
C. do
D. does
6．答案为C 我知道这两个词的区别，他们也知道。so表示“也...”，句型为so+助动词+主语，根据前一句的谓语动词，得知应选C。
Ⅳ. Reading Comprehension (75 points)
Directions: There are five reading passages in this part. Each passage is followed by five questions. For each question there are four suggested answers marked A, B, C and D. Choose the best answer and blacken the corresponding letter on the answer sheet.
Passage One
Early in November 1965, New York was blacked out by an electricity failure (停电). The Mayor promised that it would not happen again. Pessimists (悲观主义者) were certain that it would happen again within five years. In July 1977, there was a repeat performance which produced a serious disorder throughout the city. At that time the city was in one of its worst heat waves.
In 1965, there was little crime during the darkness, and fewer than a hundred people were arrested. In 1977, hundreds of stores were broken into and looted (劫掠). Nearly 4,000 people were arrested but far more disappeared into the darkness of the night. The number of policeman available was far from enough and some looters even carry guns.
Hospitals had to treat hundreds of people cut by glass from shop windows. Banks and most business remained closed the next day. The blackout started at 9:30 P.M., when lightning hit and knocked out supply cables. Many stores were thus caught by surprise. For twenty-four hours, New York realized how helpless it was without electricity.
31. According to the first paragraph, who were right: the authorities or the pessimists?
A. The authorities.
B. The pessimists.
C. Both.
D. Neither.
31．答案为D 从第一段可知1965年大停电后政府和悲观主义者的预测都不正确。
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